Insurance & Income Protection.
Being prepared for the unexpected makes the journey a little easier.
Life happens, which is why having great insurance and income protection can help in those tough times.
Life is full of ups and downs, which is why the right insurance and income protection is paramount. When you encounter misfortune, it’s best to soften the blow by making sure you, your family, your lifestyle and your assets are protected.
WealthStream Financial can assist with a range of insurance products and income protection that suits your lifestyle now and into the future. We can check in with you on an annual basis to ensure the level of cover is correct for your changing circumstances.
Ask yourself about your levels of protection…
We can help with your insurance and income protection
Life insurance is a policy agreement that pays out a lump sum of cash in the event that you pass away, or are diagnosed with a terminal illness. This money is used, often, to settle your affairs, and assist those closest to you by removing / reducing financial burdens faced after you’re gone.
TPD (Total and Permanent Disability) Insurance
TPD insurance pays out a lump sum in the event of you becoming permanently disabled and unable to work, whether in your own line of work or another, due to injury or illness.
This policy generally pays a once off lump sum in the event of you experiencing a serious medical condition (like cancer) to assist in dealing with the struggles of the experienced trauma while going about your life.
Income protection is a policy that pays you a regular income for a period of time in lieu of you being able to work due to a serious injury or illness rendering you unable to attend work as normal. This helps to continue meeting your living expenses while you recover. Income protection can benefit you if you have debt, are the only income earner, are self-employed or if you don’t qualify for adequate work cover.
We're ready to lend a hand
Our experienced team will be able to help guide your insurance and income protection requirements, and set you on a path where you know you are covered for life’s ups and downs.