Retirement Planning.
It's never too early to start planning for retirement.
We specialise in helping our clients plan for and enjoy retirement.
We are often asked when should we start planning for retirement? The answer is it’s never too early. Planning with plenty of time on your side is significantly more effective than trying to fix a problem later in life. We recommend a review be conducted at least 10-15 years out from your planned retirement date. Success by design certainly beats the alternatives.
Current laws allow those preparing for retirement the ability to access their super savings in the form of a pension from age 55, even if they are still working. This initiative is known as “Transition to Retirement”. It provides over 55’s with an opportunity to increase their super savings, pay less tax, and still have the same take home income they enjoy today. We can show you how to improve, boost or fix your retirement readiness. We provide a range of services for those that are enjoying retirement. We can help manage your assets, income streams and your relationship with Centrelink.
Ask yourself about whether you need a good retirement plan in place to safeguard your wealth...
- How much do you expect to spend during your retirement?
- How much time do you have now to prepare for retirement?
- What is the level of risk you want to take with your investments?
- When was the last time you reviewed your retirement portfolio?
- What are your retirement returns after tax?
- Do you have a plan for your estate as well?
- How prepared will you be if your retirement is earlier than expected?
We can help with all your retirement planning needs
Savings management
Setting the right investment goals will ensure it can support you during your retirement. You should also plan your withdrawal rate so that your savings last for your whole retirement.
Healthcare costs
It’s important for your retirement savings to be able to cover healthcare costs. After you retire, health will be one of the biggest areas you spend money on.
Expense planning
Keeping track of your savings every month will help you understand the rate at which you are saving for retirement, and when you will be able to retire.
